Calculators

Understand payments, interest, and balances before you sign — and turn results into a repayment schedule.

Enter a loan amount, an annual interest rate, and a repayment term, and this calculator gives you the fixed monthly payment plus the total interest…

Simple interest is charged on the original amount only — it never compounds. That makes it the most common way informal loans are priced, especiall…

With compound interest, the interest earned in each period is added to the balance, and the next period charges interest on that larger amount. Ove…

When someone owes a lump sum they cannot pay at once, the practical fix is to split it into equal installments. This calculator divides any total —…

A monthly payment figure tells you what to pay; an amortization schedule tells you where that money goes. For every payment it shows the split betw…

Your debt-to-income ratio (DTI) is the share of your monthly income that already goes to debt payments. Banks use it to judge whether you can affor…

Halfway through a loan, “how much do I still owe?” has a precise answer — and it is not simply the original amount minus what you have paid, becaus…

A payment is overdue and the agreement mentions late interest — but how much is actually owed? The standard approach charges a daily rate on the ov…

Paying a loan off ahead of schedule cancels the interest that future payments would have carried. This calculator quantifies the benefit: it compar…

Most loan calculators start from the amount and tell you the payment. This one runs in reverse: start from the monthly payment you can genuinely af…

Amounts alone do not make a repayment plan — dates do. This generator takes a payment amount, a start date, a frequency, and the number of payments…

Before you can charge late interest, escalate a reminder, or decide whether to worry, you need one basic fact: exactly how many days overdue is the…

Results are estimates for general information only and may differ from a lender's exact figures. They are not financial or legal advice.