The automatic version of this tool is coming to FinSafe web. The steps below work today.
A fully automatic version that reads the contract and builds the schedule for you is coming to FinSafe web. Until then, the steps below pair with FinSafe's Payment Schedule Generator calculator, which does the date and amount maths once you have pulled the key numbers out of the agreement.
How it works
- Read the key figures out of your contract: the principal, any interest or fees, the number of instalments, the amount per instalment, and the first due date.
- If you would rather not hunt for them by hand, run the agreement through Extract Contract Details first and verify what it finds.
- Open FinSafe's Payment Schedule Generator calculator and enter those figures — the amount, the frequency, and the start date.
- Let the calculator lay out each payment with its due date and running balance, then check the totals against the contract.
- Save or print the schedule and keep it with the agreement, so both sides can track progress against the same dates.
Your privacy
This page is a method, not an upload — you read the figures from your own contract and enter them into the calculator yourself.
FinSafe's Payment Schedule Generator runs in your browser, so the numbers you type stay on your device.
When automatic extraction arrives on FinSafe web, it is being built to read the contract in your browser too, so the file never leaves your device.
Common use cases
- Turn an installment agreement into a dated list of payments to track.
- Give a borrower a clear calendar of what is due and when.
- Rebuild a schedule after a payment extension changes the dates.
- Check that a contract's instalments really add up to the total owed.
- Create a shared reference so both sides agree on the repayment timeline.
Limitations
- There is no one-click extraction here yet, so today you read the figures from the contract yourself, or verify what a detector suggests.
- The schedule is only as accurate as the numbers you enter — a wrong amount or start date carries through every row.
- A schedule organises the payments a contract already sets; it does not change the agreed terms or create new ones.
- For interest calculated in an unusual way, check the result against the contract, since simple schedules assume standard methods.
Frequently asked questions
Can the tool read my contract and build the schedule automatically?
Not yet — that automatic version is in development for FinSafe web. Today you take the figures from the contract, using Extract Contract Details to help if you like, and enter them into the Payment Schedule Generator.
Which numbers do I need from the contract?
The principal, any interest or fees, how many instalments there are, the amount of each, and the first due date. With those, the calculator can lay out the whole schedule.
What does the schedule show?
Each payment with its due date and the balance remaining afterwards, plus the totals. It turns a paragraph of terms into a calendar both parties can follow and tick off.
What if the contract's interest works in an unusual way?
Standard schedules assume common methods, so compare the generated totals with the contract. If they differ, the agreement may use a different calculation, and it is worth confirming how before relying on the schedule.
Is my contract uploaded anywhere?
No. You read the figures yourself and type them into a calculator that runs in your browser. Nothing is sent to a server, and the coming automatic version is being designed to work the same way.
Can I update the schedule if a payment date changes?
Yes. Re-enter the new start date or amount in the calculator and generate a fresh schedule — handy after a payment extension or an early repayment shifts the plan.