For Indonesian readers, FinSafe currently offers its core lending set in Bahasa Indonesia: the personal loan agreement, family loan agreement, loan agreement between friends, debt acknowledgment, installment payment agreement, and payment receipt. These cover the moments when money most often changes hands informally in Indonesia — a loan to a sibling, help for a friend starting a small warung, an installment plan for a debt that has quietly grown — moments when people rarely write anything down and later wish they had.
Selecting Indonesian controls the wording of the document, not which country's law applies. An agreement written in Indonesian between relatives working in Malaysia is shaped by the legal context you choose for it, not automatically by Indonesian law, and an English-language agreement signed in Jakarta is not automatically governed by foreign law either. That said, when an Indonesian party is involved, an Indonesian-language version of an agreement is often expected in practice, so many people make the Indonesian document the main version and add an English copy only when a foreign lender or borrower needs one.