Công cụ tính
Hiểu rõ số tiền phải trả, tiền lãi và số dư trước khi ký — rồi biến kết quả thành lịch trả nợ.
Loan Repayment Calculator
Enter a loan amount, an annual interest rate, and a repayment term, and this calculator gives you the fixed monthly payment plus the total interest…
Simple Interest Calculator
Simple interest is charged on the original amount only — it never compounds. That makes it the most common way informal loans are priced, especiall…
Compound Interest Calculator
With compound interest, the interest earned in each period is added to the balance, and the next period charges interest on that larger amount. Ove…
Installment Calculator
When someone owes a lump sum they cannot pay at once, the practical fix is to split it into equal installments. This calculator divides any total —…
Amortization Calculator
A monthly payment figure tells you what to pay; an amortization schedule tells you where that money goes. For every payment it shows the split betw…
Debt-to-Income Calculator
Your debt-to-income ratio (DTI) is the share of your monthly income that already goes to debt payments. Banks use it to judge whether you can affor…
Outstanding Balance Calculator
Halfway through a loan, “how much do I still owe?” has a precise answer — and it is not simply the original amount minus what you have paid, becaus…
Late Payment Calculator
A payment is overdue and the agreement mentions late interest — but how much is actually owed? The standard approach charges a daily rate on the ov…
Early Repayment Calculator
Paying a loan off ahead of schedule cancels the interest that future payments would have carried. This calculator quantifies the benefit: it compar…
Loan Affordability Calculator
Most loan calculators start from the amount and tell you the payment. This one runs in reverse: start from the monthly payment you can genuinely af…
Payment Schedule Generator
Amounts alone do not make a repayment plan — dates do. This generator takes a payment amount, a start date, a frequency, and the number of payments…
Days Overdue Calculator
Before you can charge late interest, escalate a reminder, or decide whether to worry, you need one basic fact: exactly how many days overdue is the…
Kết quả chỉ là ước tính mang tính tham khảo và có thể khác với con số chính xác của bên cho vay. Đây không phải tư vấn tài chính hay pháp lý.