Malinaw na kasunduan. Mas ligtas na bayaran.

Kasunduan sa Pagpapautang

Nakasulat na kasunduan ng nagpautang at umutang na naglalaman ng halaga, interes kung mayroon, at iskedyul ng pagbabayad.

Kasunduan sa Utang sa Pamilya

Kasunduang nagpapalinaw ng utang sa pagitan ng magkapamilya — halaga, hulog, at usapan — para hindi masira ang samahan.

Kasunduan sa Utang sa Kaibigan

Nakasulat na usapan ng magkaibigan tungkol sa hiniram na pera — malinaw ang halaga, ang petsa ng bayad, at ang paraan ng paghulog.

Pagkilala sa Utang

Dokumentong pinipirmahan ng may utang para kilalanin ang halagang dapat pa niyang bayaran at ang plano ng pagbabayad nito.

Kasunduan sa Hulugang Pagbabayad

Kasunduang naghahati sa isang bayarin sa mga hulog na may takdang petsa at halaga, para malinaw ang bawat bayad hanggang matapos.

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Payment Extension Agreement

A short agreement that moves a payment deadline to a new date, recording the new terms so a delay is agreed rather than a default.

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Final Payment Demand

The last letter before escalation: states the full amount owed, sets one final deadline, and says plainly what happens next.

Resibo ng Bayad

Simpleng dokumentong nagpapatunay na natanggap ang bayad — sino ang nagbayad, magkano, kailan, at para saan.

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Guarantor Agreement

Records a third person's promise to repay a loan if the borrower defaults, with clear limits on what the guarantor covers.

Pangkalahatang template

Freelance Service Agreement

A working contract between a freelancer and a client covering deliverables, deposit, payment milestones, revisions, and who owns the finished work.

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Pangkalahatang template

Simple Sale Agreement

A short, plain-language agreement that records what is being sold, the agreed price, how payment is made, and when the item changes hands.

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Pangkalahatang template

Rental Deposit Receipt

Written proof that a security deposit was paid, how much, when, and the conditions for getting it back.

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PDF tools

Libreng PDF tools para sa mga kontrata

Ihanda, pirmahan, at ayusin ang mga PDF ng kasunduan. Pinoproseso ang mga file sa browser mo at hindi ina-upload kahit saan.

Tingnan Lahat

Contract PDF Generator

Most private loans start with trust and end with confusion, because nobody wrote the terms down.

Merge PDF

A loan file is rarely just one document.

Split PDF

Sometimes you only need one part of an agreement: the signature page to show a payment was authorized, the schedule annex to check a due date, or a single section to share without exposing the rest.

Compress PDF

Email attachments bounce, chat apps refuse large files, and a scanned agreement can easily weigh 20 MB.

Sign PDF

Printing a contract, signing it, scanning it, and emailing it back is a lot of ceremony for a loan between friends.

Add Date to PDF

An undated signature is one of the most common gaps in informal agreements — and the date is exactly what you need when deadlines, interest, or repayment schedules are counted from signing.

Add Page Numbers

When a contract says Page 3 of 7, everyone can immediately tell whether a copy is complete — and whether a page has quietly gone missing.

Add Watermark

Sharing an unsigned draft that looks exactly like a final contract is asking for confusion — someone will treat it as the real thing.

Redact PDF

Drawing a black rectangle over an ID number is not the same as removing it — in many PDFs the text is still there underneath, one copy-paste away from exposure.

Compare Contracts

When someone sends back a revised agreement, the dangerous changes are the small ones: a due date moved by a month, an amount nudged up, a clause quietly dropped.

Extract Contract Details

The details that decide a loan are scattered across the page: who is lending, how much, from when, due when, at what rate.

Malapit na

Translate Contract

Automatic contract translation is coming to FinSafe web, and this page will carry it when it lands.

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Summarize Contract

An automatic contract summarizer is on its way to FinSafe web, and this page will host it the moment it is ready.

Images to PDF

A signed agreement photographed page by page is a stack of loose images — easy to lose, awkward to send, and unconvincing as a single record.

Mga calculator

Libreng calculator para sa utang at hulugan

Intindihin ang hulog, interes, at balanse bago ka pumirma — at gawing iskedyul ng pagbabayad ang resulta.

Tingnan Lahat

Loan Repayment Calculator

Enter a loan amount, an annual interest rate, and a repayment term, and this calculator gives you the fixed monthly payment plus the total interest you will pay over the life of the loan.

Simple Interest Calculator

Simple interest is charged on the original amount only — it never compounds.

Installment Calculator

When someone owes a lump sum they cannot pay at once, the practical fix is to split it into equal installments.

Debt-to-Income Calculator

Your debt-to-income ratio (DTI) is the share of your monthly income that already goes to debt payments.

A payment is overdue and the agreement mentions late interest — but how much is actually owed? The standard approach charges a daily rate on the overdue amount for every day past the due date, and this calculator does exactly that from three inputs: the amount, the annual late-interest rate, and the days late..

Outstanding Balance Calculator

Halfway through a loan, “how much do I still owe?” has a precise answer — and it is not simply the original amount minus what you have paid, because part of every payment went to interest.

Amortization Calculator

A monthly payment figure tells you what to pay; an amortization schedule tells you where that money goes.

Payment Schedule Generator

Amounts alone do not make a repayment plan — dates do.